Homeowner Association Insurance in Alabama

Alabama homeowner associations foster tight-knit communities but face risks like vandalism and governance disputes. Barefoot Insurance Broker in Foley, AL offers insurance to protect your HOA’s facilities and leadership.

Why HOA Insurance Matters

HOAs manage shared amenities and decisions, needing coverage to maintain Alabama neighborhoods from Tuscaloosa to Auburn.

Recommended Coverage

• Property: Covers gates, parks, and community centers.
• Directors and Officers: Shields board members from legal claims.
• General Liability: Protects against accidents in common areas.

Alabama Success Stories

• A Huntsville HOA’s playground was damaged; Property insurance restored it.
• A Mobile board faced a policy dispute; D&O covered legal costs.
• A Foley resident fell at an event; General Liability paid expenses.
• A Montgomery gate was vandalized; we handled repairs.
• A Birmingham community center flooded; coverage fixed it.

Why Barefoot?

Our Foley, AL team delivers HOA coverage that strengthens Alabama communities