Whether your business operates a single delivery van, a fleet of service trucks, or a long-haul trucking operation, your vehicles are among your most valuable—and most vulnerable—assets. A personal auto policy will not protect you if an accident occurs during business operations. Barefoot Insurance Broker provides comprehensive Commercial Auto Insurance across the United States to keep your drivers safe and your business moving forward.
Call or TEXT (251) 202-3090
Why Commercial Auto Insurance Matters
Vehicles used for business purposes face higher risks, higher mileage, and significantly higher liability exposures than personal vehicles. One major accident involving an employee-driven vehicle can lead to lawsuits that far exceed the limits of a standard personal policy. We ensure that your coverage meets both state requirements and the actual financial risks of your specific industry.
Recommended Coverage
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Auto Liability: Covers bodily injury to others and property damage if you or an employee is at fault in an accident.
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Collision & Comprehensive: Protects your business vehicles from physical damage caused by accidents, theft, vandalism, or natural disasters.
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Uninsured/Underinsured Motorist: Provides a vital safety net if your vehicle is hit by a driver who doesn’t have enough insurance to cover the damages.
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Hired & Non-Owned Auto (HNOA): Essential if your employees use their personal cars for business errands or if your company occasionally rents vehicles.
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Cargo Insurance: Specifically for transportation and delivery businesses, protecting the goods you are being paid to haul.
Coast-to-Coast Claims Scenarios
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The Intersection Collision: An HVAC technician in a service van accidentally rear-ended a luxury sedan; Commercial Auto Liability covered the extensive property damage and the other driver’s medical bills.
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The Stolen Tool Truck: A contractor’s van, loaded with expensive equipment, was stolen from a job site overnight; Comprehensive coverage funded the replacement of the vehicle.
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The Delivery Dispute: An employee using their personal car to deliver a last-minute order caused an accident; Hired & Non-Owned Auto coverage protected the business from the resulting lawsuit.
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The Long-Haul Incident: A freight truck operating across state lines was involved in a multi-vehicle accident; our nationwide policy ensured the claim was handled seamlessly across jurisdictions.
Why Choose Barefoot?
Commercial auto requirements can change the moment you cross a state line, especially for businesses involved in interstate commerce or trucking (FMCSA/DOT compliance). Because Barefoot Insurance Broker is licensed in almost every state, we specialize in building policies that keep you compliant and protected no matter how far your fleet travels. We shop the nation’s leading carriers to find the best rates for your specific driving record and vehicle type.
Call or TEXT (251) 202-3090