Comprehensive Coverage for HVAC Professionals Nationwide
As an HVAC contractor, you keep homes and businesses comfortable, but your industry comes with unique hazards. From faulty residential installations to technician injuries on commercial job sites, the risks are high.
Barefoot Insurance Broker provides customized commercial insurance solutions for HVAC companies across Alabama, Arizona, Arkansas, California, Colorado, Illinois, Iowa, Louisiana, Missouri, and Texas. We partner with top-tier carriers like The Hartford to ensure your crews, your service vans, and your bottom line are fully protected.
Specialized Insurance for Established Contractors
We excel at building competitive insurance packages for HVAC contractors specializing in new installations, routine service, and repairs. Whether your focus is residential or commercial, we have aggressive markets for contractors who:
- Have 3 or more years of industry experience.
- Perform rooftop work under 30 feet (2 stories max) with interior roof access.
- Do not perform deep trenching or digging over 5 feet.
Core HVAC Insurance Policies We Offer
We don’t believe in “one size fits all.” Depending on your business structure, we offer comprehensive Business Owner’s Policies (BOP) as well as flexible monoline options:
- Workers’ Compensation: Crucial protection for your technicians against job-site injuries. We offer highly competitive pricing and schedule credits, including monoline Workers’ Comp for qualifying businesses.
- Commercial Auto Insurance: Protect your fleet of service vans and trucks. Monoline auto options are available for corporations and LLCs established for over a year.
- General Liability & BOP: Covers third-party bodily injury, property damage, and essential equipment breakdowns. We offer monoline Spectrum BOPs tailored for the trades.
- Professional Liability (E&O): Protects your firm if a client claims financial loss due to a design error or faulty installation.
Why Partner with Barefoot Insurance Broker?
We leverage our national volume to negotiate aggressive schedule credits and flexible pricing for our commercial clients. Whether you run a single-van operation in Foley, AL, or manage a multi-state commercial HVAC fleet, we ensure you have the exact limits you need to win bids and work safely.